Your service year,
covered.
Shop now and pay later at trusted vendors near your PPA. Kopa gives corps members a spending limit, and vendors a steady stream of customers — paid straight into their wallet.
- Spending limit set at approval
- Auto-repay from your allowance account
- Pay with QR or payment code
Good morning
Amaka
Available Credit
₦38,500.00
Amount Spent
₦11,500
Next repayment
28 Nov
Pay bills
How it works
Up and running in three steps
Whether you're serving or selling, getting started takes minutes.
- 1
Sign up with your NYSC details
Download the app and verify yourself with your state code, call-up number, NIN, BVN and the account your allowance is paid into.
- 2
Get your spending limit
Once the Kopa team approves your profile, you get a credit limit. Set up auto-repay so repayments come out of your allowance account on schedule.
- 3
Buy from vendors
Scan a vendor's QR code or enter their payment code, confirm with your PIN, and you're done. Shop the in-app market or pay bills the same way.
Features
Built for both sides of the counter
One platform connecting corps members and the vendors who serve them.
For corps members
Don't wait for allowance day.
Get what you need now from vendors you trust, and repay automatically from the account your allowance lands in.
Shop now, pay later
Buy what you need before your allowance lands — food, clothes, gadgets — within the limit you've been approved for.
Pay in seconds
Scan the vendor's QR code or type their payment code. Confirm with your 6-digit transaction PIN and it's done.
Repayment on autopilot
A direct-debit mandate collects each repayment from your allowance account, so you never miss a date.
A marketplace near your PPA
Browse fashion, beauty, grocery, food and electronics from approved vendors, and order in-app.
Your order money is protected
For marketplace orders, the vendor is only paid after you confirm delivery. Something wrong? Report it in the app.
Bills in one place
Airtime, data, TV, electricity and exam pins — paid from the same app.
Why trust Kopa
Safe for corps members. Fair for vendors.
Money is only useful if you can trust where it goes. Here's how we keep every naira accounted for.
Supported by
Every profile is reviewed
Corps members and vendors are checked by the Kopa team before they can transact.
Bank accounts are verified
Account names are confirmed with the bank before any money moves.
PIN and Face ID
Sign in with Face ID, and confirm every payment with your transaction PIN. We'll never ask for your bank password or OTP.
Disputes handled fairly
Report a problem with any purchase and our team reviews both sides before money is settled.
Corps members
Download Kopa and get covered.
Sign up in minutes. Once you're approved, your spending limit is ready to use at vendors near you.
- NYSC state code & call-up number
- NIN and BVN
- The account your allowance is paid into
Vendors
Sell to corps members near you.
Download the same Kopa app, choose "Continue as a Vendor", and start receiving payments once the Kopa team verifies your business.
- Business name, category & address
- CAC registration number (RC or BN)
- Owner's details and a bank account for payouts
Questions before you sign up? Talk to us